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GRAWE EUROLAND
Translations:
GRAWE EUROLAND V2
Single Premium Plan with a Guaranteed 6% Return at Maturity
The Secure Choice for Capital with Growth Potential
6% Guaranteed
Return
Return
Is GRAWE Euroland Right for Me?
GRAWE Euroland is designed for people who:
- ›Have capital that they do not need immediately
- ›Do not want their money to remain idle
- ›Wish to know the guaranteed value of their investment at maturity
- ›Seek protection without investment uncertainty
- ›Are looking for a structured medium-term financial solution
What is GRAWE Euroland?
In today's uncertain world, the security of your savings and confidence in the future are more valuable than ever.
GRAWE Euroland is a three-year fixed-term plan that offers a simple and transparent solution for individuals who wish to place their money securely while knowing the outcome of their decision in advance. With a single premium payment, the client secures a guaranteed total return of 6% at maturity, provided that the policy remains in force throughout the entire three-year term.
In an environment where deposit interest rates remain exceptionally low and, in many cases, close to zero, traditional bank deposits offer limited opportunities for savings growth. GRAWE Euroland provides an alternative solution by offering a predefined and guaranteed return without requiring clients to assume the risks associated with other investment options.
The plan can also serve as an effective financial planning tool for important life goals — building an education fund for children or grandchildren, supplementing future retirement income, or financing a significant future purchase.
In addition, life insurance protection is provided throughout the duration of the plan, offering an additional layer of security for the client and their family.
GRAWE Euroland combines the stability of a strong insurance company with the prospect of a guaranteed return, providing an attractive alternative for individuals who wish to make better use of their savings and plan their future with greater confidence, certainty and peace of mind.
The Choice Today
🏢
Money in a Bank Account
Security, but with exceptionally low returns. Most commercial banks offer very low deposit rates, which often fail to keep pace with inflation.
🛡
GRAWE Euroland
The balance between capital protection and a known guaranteed return.
📈
High-Risk Investments
Potentially higher returns, but accompanied by significant uncertainty and market volatility.
For clients who want more than a simple bank deposit account, without taking on high levels of investment risk and volatility.
Key Features
Premium TypeSingle premium payment
Policy Term3 years
Guaranteed Return over the Term6%, provided the policy remains in force until maturity
Maturity Benefit106% of the Final Surrender Value
Minimum Premium€10,000
Entry Age18 – 75 years
One-Off Charge€85
Death Benefit (from any cause)100% of the Surrender Value
Additional Accidental Death Benefit+10% of the Surrender Value
SurrenderFull and Partial Surrender options available
Illustrative Examples
When Security Meets Certainty
| Single Premium | Guaranteed Maturity Benefit | Guaranteed Return |
|---|---|---|
| €50,000 | €53,000 | €3,000 |
| €100,000 | €106,000 | €6,000 |
| €150,000 | €159,000 | €9,000 |
The above examples apply provided that no partial surrender has been made and the Policy has been maintained until maturity.
Life Protection
🌿 Natural Death
The investment amount is payable.
⚡ Accidental Death
The investment amount is payable together with an additional 10% accidental death benefit.
Suitable for Objectives Such As
🎓
Children's Education Funding🏠
Future Property Purchase☂️
Retirement Capital Reserve👪
Family Emergency Fund💼
Business Contingency ReserveGood to Know
- ›The plan is offered for a limited period and only a specific number of applications will be accepted.
- ›Premium payable by bank transfer or cheque only — cash is not accepted.
- ›Full surrender available from the Effective Date; partial surrender after one (1) year.
- ›30-day right of withdrawal from the conclusion of the contract.
- ›This plan is not eligible for tax relief.
Example full surrender value for a single premium of €10,000:
| Year | Surrender Value |
|---|---|
| 1st year | €9,000 |
| 2nd year | €10,000 |
| 3rd year | €10,000 |
Download Documents
This leaflet is provided for information purposes only. The provision of benefits is subject to the acceptance of risk by the Company and is governed by the terms, conditions and exclusions of the Policy. The rights of the policyholder are determined exclusively by the terms and provisions of the Policy Contract. For further information, please contact your insurance intermediary or the Company's Customer Service Department.
6%
Guaranteed Return
at the end of 3 years